Alami Capital
Overview
Alami Capital is a transformative investment platform that drives innovation across Africa by connecting visionary entrepreneurs with capital. Founded in 2019 and based in Jakarta, Indonesia, Alami Capital has expanded its influence in the investment sector by focusing on high-impact projects in energy, infrastructure, technology, and the creative industries. It aims to deliver scalable impact and sustainable value creation, reflecting its slogan "mark maker" from the Yoruba language. Its initiative "The LaunchPad" is particularly focused on supporting women-led startups across Africa.
Recent Developments
- September 2025: Alami Capital, in collaboration with Nigeria’s NITDA and other partners, launched The LaunchPad at GITEX Nigeria. This initiative focuses on supporting women-led startups with capital, regulatory guidance, and investor readiness to enhance their market presence. Eight promising startups, including Locoomo and Herconomy, were showcased.
- August 2025: The LaunchPad initiative by Alami Capital, supported by SEC Nigeria, committed $250,000 in catalytic capital to selected ventures focusing on women's innovation in Africa. It also included Capital Readiness Clinics for founders.
- March 2025: Alami Capital collaborated with Flutterwave and Nigerian government bodies to strategize on boosting Nigeria’s fintech sector by enhancing transparency and job creation.
- 2023: Alami secured significant growth investment facilitated by Intudo Ventures and existing investors like East Ventures and Quona Capital. This has geared the company to further scale Hijra Bank’s operations and product offerings in the Islamic finance sector.
Company Information
| Attribute | Information |
|---|---|
| Founding Date | 2019 |
| Headquarters | Jakarta, Indonesia |
| Founders | Dima Djani, Harza Sandityo, Bembi Juniar |
| Revenue | Not Publicly Disclosed |
| Profits | Substantial growth noted in 2022 |
| Key Investors | Intudo Ventures, East Ventures, Quona Capital |
| Industry | Financial Technology, Investment |
| Number of Employees | Data Not Available |
Early History
Founded in 2019, Alami Capital was set up as a peer-to-peer lending platform rooted in sharia finance principles. Initially targeting micro, small, and medium enterprises (MSMEs) in Indonesia, Alami provided a platform for these enterprises to secure financing compliant with Islamic financial regulations. The company quickly gained traction by being registered with the Indonesian Financial Authority (OJK) and ultimately secured a full banking license allowing it to support digital Islamic financial services through Hijra Bank.
Company Profile and Achievements
Alami Capital's business model revolves around providing sharia-compliant financial services inclusive of financing, banking, and investment management. The company's acquisition of Hijra Bank in 2021 marked a significant milestone, transforming it into a fully digital Islamic bank serving a diverse clientele across various sectors.
- The company's commitment to supporting MSMEs led to a significant rise in funds allocated, with $367 million disbursed across multiple projects by late 2022.
- Alami Capital's "The LaunchPad" initiative is particularly notable for addressing capital allocation inefficiencies in Africa, providing necessary resources and expertise to women-led businesses.
- The company has maintained impressive growth metrics, with notable profits and asset increases witnessed since the launch of its digital banking app.
Current Operations and Market Position
Alami Capital operates within a self-defined niche, combining traditional Islamic financial principles with modern fintech innovations to appeal to Muslim-majority demographics. This focus has positioned Alami Capital as a leader in sharia-compliant digital banking, primarily in Indonesia but increasingly across Africa through strategic investments and partnerships. Alami Capital continues to explore international expansion, leveraging partnerships with other fintech leaders to strengthen its market footprint.
Conclusion
Alami Capital's unique blend of investment strategies and commitment to sharia principles sets it apart within the fintech landscape. With its innovative projects like "The LaunchPad," Alami is addressing significant market gaps, especially in female entrepreneurship. As the company continues its expansion within and beyond Africa, its focus on leveraging digital platforms for financial inclusivity bodes well for its sustained growth and influence.