Aman Bhargava (Mannjal)

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Overview

Aman Bhargava (also known as Mannjal) is an Indian entrepreneur, co-founder, and Chief Business Officer (CBO) of Mannjal, a fintech startup based in Bengaluru, India. Known for his contributions to the financial services industry, Aman Bhargava has also made a mark as an angel investor and a board member in various companies. With a focus on lending solutions, Mannjal is designed to streamline the process of distributing credit products at scale, particularly targeting priority sectors and financial inclusion initiatives. His work in the fintech industry has led to significant innovations in lending infrastructure, emphasizing efficiency and scalability.

Recent Developments

  • December 2025: Mannjal announced the successful closure of a seed funding round of INR 17.5 crore (USD 2.1 million) led by Arali Ventures, B Capital, and other investors. The funds are allocated to expand their lender network and advance product development.
  • 2025: Over the past 18 months, Mannjal facilitated credit disbursements of close to INR 1,000 crore, collaborating with over 75 lenders. Their platform has been pivotal in reducing turnaround times and improving sanction ratios.
  • April 2025: Aman Bhargava relocated to Dubai, marking a new phase in his career as he sought to explore additional opportunities and collaborations in the Middle East fintech sector.
  • March 2023: Mannjal was founded by Aman Bhargava along with Prashant Adurty and Harshit Lingamneni. The startup aims to provide a unified platform that offers comprehensive lending infrastructure to financial institutions.

Personal Information

AttributeInformation
Full NameAman Bhargava
BornNot Available
NationalityIndian
OccupationEntrepreneur, CBO of Mannjal
Known ForCo-founder of Mannjal, Fintech Innovations
Net WorthNot Publicly Disclosed
EducationBachelors from Georgia Institute of Technology

Early Life and Education

Aman Bhargava completed his bachelor's degree from the Georgia Institute of Technology in 2004. His academic pursuits primarily focused on engineering and technology, which laid a strong foundation for his future career in fintech and entrepreneurship. Aman’s early life details are not extensively documented, but his educational background and subsequent career choices reflect a robust inclination towards technology-driven solutions and innovative business models.

Career and Notable Achievements

Aman Bhargava's professional journey reflects a rich involvement in entrepreneurship and fintech. Key milestones include:

  • 2023: Co-founded Mannjal, which focuses on providing full-stack lending solutions to financial institutions, emphasizing efficient credit distribution.
  • Since 2016: Engaged as an angel investor, Aman's portfolio includes investments in companies like InstaOffice, focusing on sectors like real estate and construction tech.
  • Board Memberships: Apart from being actively involved with Mannjal, Aman serves on various boards, leveraging his expertise to guide strategic decisions.

Current Work and Impact

Currently serving as the Chief Business Officer at Mannjal, Aman Bhargava continues to drive innovation in fintech by expanding the capabilities and reach of Mannjal's lending platform. His work significantly impacts the way credit is distributed, especially in underserved regions, enhancing financial inclusion and economic growth.

Conclusion

Aman Bhargava stands out as a pivotal figure in the fintech industry, making considerable strides in financial inclusion and lending innovation. Through Mannjal, he continues to influence the distribution of credit products across diverse sectors, playing a crucial role in shaping the future of financial services. With ongoing projects and potential expansions into new markets, Aman Bhargava's contributions are set to leave a lasting legacy in the fintech ecosystem.

References

  1. Mannjal Official Website
  2. Tracxn Profile
  3. LinkedIn Profile
  4. Entrepreneur India Article
  5. Economic Times Article
  6. VCCircle Funding Report
  7. LinkedIn Business Page