Arun Tiwari (Saswat Finance)

Overview

Arun Tiwari, an influential figure in the fintech industry, is recognized as a key co-founder of Saswat Finance, a company established in 2021. With a focus on providing financial services to underserved rural and semi-urban communities, Saswat Finance has been a significant contributor to financial inclusivity in India. The company combines advanced technology and innovative approaches, such as leveraging local data like milk production and geographic conditions, to extend critical financial services like loans and insurance. As of 2025, Arun Tiwari leads the company, driving its mission to enhance rural financial accessibility and support India's vast agricultural sector.

Recent Developments

In recent years, Saswat Finance has been active in the financial technology sector, particularly focusing on enhancing rural access to credit and other financial services. Key developments include:

June 2025: The company secured a $2.6 million Pre-Series A funding led by Ankur Capital, with participation from Incubate Fund Asia. The funding is aimed at enhancing their technological infrastructure and scaling operations across Maharashtra, Karnataka, and Uttar Pradesh.
2024-2025: Saswat Finance expanded its product offerings and deepened its partnerships within the dairy industry, collaborating with major cooperatives such as AMUL and Britannia. This expansion aligns with its commitment to providing tailor-made financial solutions to smallholder farmers.
2023: In a strategic move to bolster its technological platform, the company increased its focus on integrating traditional and alternative financial data to create more accessible financial services tailored to rural needs.
Ongoing: Saswat has consistently focused on building a robust data and analytics framework to support its mission of financial inclusivity, emphasizing products that cater specifically to the dairy sector, a key component of rural economies in India.

Personal Information

Attribute	Information
Full Name	Arun Tiwari
Nationality	Indian
Occupation	Fintech Entrepreneur
Known For	Co-founder of Saswat Finance
Education	Not publicly specified

Early Life and Education

Arun Tiwari hails from a background deeply rooted in finance and entrepreneurship, although specifics about his early life and education remain less publicly detailed. As a visionary leader, his professional journey reflects a strong commitment to leveraging technology for financial empowerment. Tiwari's foundational experiences likely included exposure to both the challenges and opportunities in financial sectors, shaping his resolve to address the financial empowerment gaps in rural India.

Career and Notable Achievements

Arun Tiwari's professional career is marked by significant contributions to the fintech landscape, particularly through Saswat Finance:

2021: Along with Indrajyoti Bhattacharjee and Ravi Ranjan Chaudhary, he co-founded Saswat Finance with a mission to bridge the financial gap in underserved rural markets.
Development of Innovative Solutions: Under Tiwari’s leadership, the company spearheaded the use of proprietary technology and alternative data sources to efficiently deliver financial products tailored to rural needs.
Strategic Partnerships: Established partnerships with leading dairy cooperatives and financial institutions to extend the reach and impact of Saswat Finance.
Recognition and Funding: Successfully led funding rounds that have bolstered the company's growth and capacity to innovate within the rural fintech space.

Current Work and Impact

Currently, Arun Tiwari is focused on expanding Saswat Finance's impact by enhancing technological platforms that facilitate broad access to financial services in rural India. The company continues to advance its reach within the agricultural sector, aiming to redefine access to credit and insurance while maintaining a strong emphasis on data-driven decision-making tools. His leadership has fostered a culture of innovation within the company, ensuring its place as a leading entity in financial technology solutions dedicated to rural and semi-urban populations.

Saswat Financial Technologies Pvt Ltd

Saswat Financial Technologies Pvt Ltd operates primarily out of Mumbai and is instrumental in redefining rural financial services in India. The company has made strides in leveraging technology to offer financial solutions for cattle-related activities, a critical area in rural economies.

Saswat Finance Bangalore

Operating under the broader Saswat Financial Technologies umbrella, Saswat Finance Bangalore focuses on delivering fintech solutions to markets in Karnataka, thereby playing a crucial role in regional financial integration efforts. Their initiatives include partnerships with local dairy cooperatives and financial bodies to enhance service delivery.

Conclusion

Arun Tiwari continues to be a pivotal figure in the fintech industry, particularly through his work with Saswat Finance. His efforts play an essential role in advancing financial inclusion for India's rural populations, helping to overcome traditional barriers to credit and insurance accessibility. Looking forward, Tiwari's leadership is set to further influence the development and delivery of fintech solutions, enhancing the socioeconomic fabric of rural India and setting a precedent for innovation-led growth in the financial services industry.