Nikhil Bhawsinka (FinBox)
Overview
Nikhil Bhawsinka is an Indian entrepreneur and angel investor known for co-founding FinBox, a company specializing in digital credit infrastructure and risk intelligence. Born and raised in India, Bhawsinka embarked on his entrepreneurial journey in 2015 with the establishment of FinBox. The company under his leadership has grown significantly, providing innovative solutions in the fintech sector. Bhawsinka is also recognized for his investments in the high-tech and enterprise applications sectors, with notable investments in companies such as Unscript.
Recent Developments
In the latest developments surrounding Nikhil Bhawsinka and FinBox, several significant events have occurred over the past few years:
- September 2025: FinBox raised $40 million in a Series B funding round led by WestBridge Capital, with participation from notable investors such as A91 Partners and Aditya Birla Ventures. This funding is set to accelerate the development of AI-native lending platforms and fuel international expansion efforts.
- June 2022: Previously, FinBox secured $15 million in a Series A funding round, also led by A91 Partners, emphasizing the company’s potential in the fintech SaaS space.
- 2023 - Present: FinBox has been instrumental in powering digital lending platforms, processing over 50 million credit decisions monthly and facilitating billions in loan applications, thereby marking a significant impact in the digital lending space.
Personal Information
| Attribute | Information |
|---|---|
| Full Name | Nikhil Bhawsinka |
| Born | 1992, India |
| Nationality | Indian |
| Occupation | Entrepreneur, Angel Investor |
| Known For | Co-founding FinBox |
| Net Worth | Not publicly disclosed |
| Education | B.Tech from IIT Kharagpur |
Early Life and Education
Nikhil Bhawsinka was born in 1992 in India. He pursued his early education at NS DAV Public School, where he completed his 10th-grade studies. Demonstrating significant academic aptitude, Bhawsinka went on to attend the prestigious Indian Institute of Technology (IIT) Kharagpur, where he earned a Bachelor of Technology degree in 2015. It was during his time at IIT that Bhawsinka developed a keen interest in technology and business, which later shaped his career path as an entrepreneur.
Career and Notable Achievements
Nikhil Bhawsinka embarked on his professional journey soon after completing his education. His career milestones include:
- 2015: Co-founded FinBox, focusing on creating sophisticated digital credit infrastructure.
- 2016: Worked as a Product Manager at GoPigeon, enriching his experience in product management.
- 2017-Present: As Co-Founder of FinBox, Bhawsinka has played a pivotal role in transforming the company into a major player in the fintech space, supporting digital lending infrastructures integrated with artificial intelligence.
Current Work and Impact
Currently, Nikhil Bhawsinka is actively involved with FinBox, where he continues to influence the fintech industry. The company is well-regarded for its unique approach to digital credit solutions, aiding numerous clients including major banks and financial institutions. Bhawsinka’s role as a leader in FinBox ensures the company remains at the forefront of financial technology, providing cutting-edge solutions that empower lenders and enhance financial accessibility globally.
Conclusion
Nikhil Bhawsinka’s contributions to the fintech industry, particularly through FinBox, underscore his importance as a figure in technology and finance. His innovative approach to digital credit infrastructure has not only propelled FinBox to the forefront of the industry but has also set precedents in providing accessible financial solutions. Moving forward, Bhawsinka's vision for FinBox aims to further enhance the company’s impact on global finance, ensuring sustainable development and technological integration in the sector.