Rohit Taneja (Decentro)

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Overview

Rohit Taneja is a notable figure in the fintech industry, recognized as the founder and CEO of Decentro, a company that provides full-stack banking and payments API infrastructure. Under his leadership, Decentro has become a key player in simplifying financial and banking operations across India and Southeast Asia. Prior to founding Decentro, Rohit established Mypoolin, India’s first social payments platform, which was later acquired by Wimbo. Rohit's contributions to the fintech sector focus on creating seamless, secure, and efficient financial infrastructures.

Recent Developments

  • 2025: Decentro raised INR 30 crore in a Series B funding round led by InfoEdge Ventures and Stargazer Growth. This funding aimed to enhance enterprise adoption, scale product capabilities, and expand go-to-market initiatives across financial institutions, including banks and fintech platforms. The capital influx supports Decentro’s ambition to be India's leading financial infrastructure operating system.
  • Rohit Taneja made a strategic decision to relocate Decentro’s parent entity from Singapore to India within the next 12–18 months, aligning with the company's shift to focus more on the Indian market, as regulatory environments have become more conducive for fintech operations.
  • Decentro has recently announced product innovations such as the Scanner, a real-time user profiling engine, and Neobot, a multilingual AI voice agent for automated debt collections. These innovations are part of Decentro's strategy to address India's financial challenges, including a significant non-performing asset problem.
  • Decentro is expanding its presence in Southeast Asia. Collaborating with Singapore-based DigiAlly, Decentro is set to launch real-time business credit and underwriting solutions, enhancing cross-border trade and SME lending.
  • The introduction of India's first self-hosted CKYC solution by Decentro positions the company at the forefront of compliance innovations in the financial sector.

Personal Information

AttributeInformation
Full NameRohit Taneja
BornKolkata, India (Date not publicly available)
NationalityIndian
OccupationEntrepreneur, CEO of Decentro
Known ForFounder of Decentro, Co-founder of Mypoolin
Net WorthNot Publicly Known
EducationIndian Institute of Technology, Delhi

Early Life and Education

Rohit Taneja was born in Kolkata, India. His educational pursuits led him to the Indian Institute of Technology (IIT) Delhi, one of India’s premier technical institutes, where he honed his interests in technology and finance. During his time at IIT Delhi, Rohit participated in various projects that bridged technology with practical applications, setting the stage for his future ventures.

Early in his career, Rohit worked with Sony, where he gained invaluable insights into technical operations and business solutions. This experience, coupled with his education, fueled his entrepreneurial journey, inspiring him to tackle structural inefficiencies in financial services.

Career and Notable Achievements

  • Mypoolin: Founded Mypoolin, a social payments platform aimed at simplifying peer-to-peer transactions in India. It garnered significant attention and was later acquired by Wimbo.
  • Decentro: Co-founded Decentro in 2020 with Pratik Daudkhane. Decentro quickly positioned itself as a pivotal player in the API banking sector, offering solutions that facilitate automated banking integrations.
    • Launched modules for KYC, payments, and AI-driven debt recovery.
    • Achieved profitability while serving over 1,300 businesses.
  • Awards and Recognition: Secured a place in Y Combinator's accelerator program, which significantly boosted Decentro's visibility and operational scale.

Current Work and Impact

Rohit Taneja continues to lead Decentro as its CEO, focusing on strengthening India's financial infrastructure. His vision to shift Decentro’s base to India reflects a commitment to leveraging the country’s burgeoning digital economy. Taneja's work emphasizes creating a fintech ecosystem that can serve both local and global markets effectively.

Decentro's API platforms simplify complex financial workflows, making financial services more accessible and reliable for banks and fintech enterprises. Rohit’s contribution towards building a robust fintech infrastructure has been recognized as pivotal in advancing India’s position in the global financial ecosystem.

Conclusion

Rohit Taneja’s journey from a technology enthusiast to a fintech disruptor underscores his dedication to transforming financial operations through innovative solutions. His leadership at Decentro has pioneered advancements in banking APIs, which are crucial for the modern digital economy. Looking ahead, Rohit's endeavors may continue to shape the fintech landscape, with potential expansions and technological innovations that could redefine the sector's horizons globally.