Samsung Business Integrates Slope's Net 60/90 Payment Terms for U.S. Buyers

San Francisco, CA – Slope, a financial technology company, and Samsung Electronics America have announced a partnership to embed Net 60/90 payment terms directly into the Samsung Business checkout experience. This collaboration aims to provide U.S. business buyers with enhanced flexibility in managing their cash flow, enabling them to choose between 60 or 90-day payment windows. The new financing options, powered by Slope's real-time AI underwriting, began rolling out to customers in Q3 2025.

The integration allows eligible buyers to select Net 60 or Net 90 options at checkout, receiving instant credit decisions through Slope's advanced underwriting technology. For enterprise customers, approved buyers will benefit from reusable lines of credit with blanket terms, simplifying future purchases for authorized agents. Slope, identified as an AI-powered credit and risk infrastructure provider, underwrites these credit products, which are originated by Lead Bank, Member FDIC.

Samsung's B2B eCommerce team initiated this program to offer faster approvals and more extended payment terms than traditional Net 30, with the goal of reducing friction at checkout. Lawrence Lin Murata, CEO and Co-founder of Slope, emphasized the modern approach, stating, "Modern B2B checkout should feel as simple as a card, only smarter." He added that the partnership leverages "Samsung’s scale with Slope’s AI underwriting" to expand access to financing while maintaining merchant operations.

The partnership is designed to increase order volume and elevate average order values for Samsung Business. This move follows Slope's recent collaboration with Alibaba.com, further solidifying its position in providing intelligent payment solutions for major marketplaces. The company clarified in its announcement that it is a financial technology company, not a bank, with credit products originated by Lead Bank, Member FDIC.

This strategic integration addresses the complexities of B2B commerce, including challenges posed by partial settlements and device trade-in flows, which have historically complicated embedded financing at an enterprise scale. The extended payment terms are expected to give businesses greater control over their working capital, fostering stronger relationships and enabling more flexible procurement.