Vineet Jawa (CredRight)

Overview

Vineet Jawa is a prominent Indian entrepreneur and a key figure in the financial technology sector. He is widely recognized as the co-founder of CredRight, a non-banking financial company (NBFC) that provides financial solutions to micro and small enterprises in India. Jawa's work focuses on bridging the credit gap for businesses that traditional banking systems often overlook. Additionally, Jawa is associated with other entrepreneurial ventures, contributing significantly to the financial inclusion landscape in India. His approach combines digital technology and grassroots outreach to deliver impactful financial services.

Recent Developments

In recent years, Vineet Jawa's co-founded venture, CredRight, has achieved significant milestones:

August 2025: CredRight raised $10 million in a Series B funding round led by Abler Nordic. This investment marks Abler Nordic's first from its Fund V and aims to expand CredRight's loan book and technological capabilities, extending services across tier II to tier IV towns in India. Existing investors in the round included the Michael & Susan Dell Foundation and Unleash Capital.
2024: CredRight continued to grow its market presence, focusing primarily on serving over 20,000 micro-enterprises using a hybrid "phygital" model that integrates digital platforms with physical outreach through 125 low-cost branches.
2023: CredRight raised $9.7 million through a combination of equity and debt funding, demonstrating sustained investor interest and belief in its business model. Prominent investors like YourNest Venture Capital and Accion Venture Lab participated.
Industry Challenges: Amidst RBI's crackdown on unsecured loans affecting banks and NBFCs, CredRight's ability to secure funding exemplifies resilience and potential in addressing India’s $530 billion MSME credit gap.

Personal Information

Attribute	Information
Full Name	Vineet Jawa
Born	Unknown
Nationality	Indian
Occupation	Entrepreneur, Co-Founder of CredRight
Known For	Financial Inclusion via Fintech
Education	Alumnus of the Indian School of Business

Early Life and Education

Details regarding Vineet Jawa's early life and family background are limited in public sources. However, it is known that he pursued higher education from some of India's esteemed institutions, including the Indian School of Business (ISB). This strong academic foundation likely played a pivotal role in shaping his entrepreneurial mindset and his approach towards innovative business solutions.

Career and Notable Achievements

Vineet Jawa's career is marked by noteworthy contributions to the fintech industry, with several successful ventures to his name:

CredRight: Co-founded in 2016 with Neeraj Bansal, CredRight addresses the substantial credit gap for India’s smallest business owners. The platform’s innovative lending approach incorporates both digital and physical solutions.
IDfy: As a co-founder, Jawa was instrumental in establishing IDfy, a firm that provides integrated identity verification and risk management solutions, showcasing his diverse expertise in technology-driven solutions.
Previous Ventures: Before his fintech ventures, Jawa worked at Tech Mahindra and founded companies like Gaboli, Oneid, and Sunny Landing Pages.

Current Work and Impact

Vineet Jawa currently plays a crucial role as a thought leader and advisor in multiple social impact initiatives, demonstrating a keen interest in using technological advancements for societal benefit. He is associated with Ashoka's Support Network, focusing on developing solutions around men's wellness and emotional well-being.

Conclusion

Vineet Jawa stands as a significant figure in India's fintech landscape, central to bridging the gap in financial inclusion through innovative technologies. His ventures, especially CredRight, are poised to increasingly impact India's MSME sector, addressing critical underserved needs. With ongoing efforts in social entrepreneurship, Jawa’s work is expected to continue influencing both economic growth and social equity in India.